Last updated: May 2026. This document is provided in Spanish as a courtesy to our clients. In the event of any discrepancy, the English version shall prevail.
E&E Funding Inc (“the Company,” “we”) is a licensed mortgage broker (NMLS #817485 / #2675288) in Georgia, Florida, Texas, and Colorado. This Privacy Policy describes how we collect, use, disclose, and protect your personal information, including your Non-Public Personal Information (NPI) as defined by the Gramm-Leach-Bliley Act (GLBA).
1. Information We Collect
1.1 Information You Provide to Us Directly
- Full name and date of birth
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Mailing address, phone number, and email address
- Employment and income information (pay stubs, tax returns, bank statements)
- Information about assets, debts, and financial obligations
- Credit history, obtained with your express authorization in accordance with the FCRA
- Information about the property you wish to finance
- Immigration status or alternative identification documentation (passport, ITIN) when applicable
1.2 Information Collected Automatically When You Visit the Site
When you visit our website, we automatically collect: IP address, browser type and operating system, pages visited, time spent on the site, and referral source. This information is used exclusively for the purposes of analyzing site performance and security.
2. How We Use Your Information
- To process and evaluate your mortgage loan application
- To communicate with you regarding the status of your application or appointment
- Verify your identity and prevent fraud
- Comply with the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA/Reg. Z), the Equal Credit Opportunity Act (ECOA/Reg. B), and other applicable federal and state regulations
- Report to credit bureaus as required by the Fair Credit Reporting Act (FCRA)
- Improve our services and the experience on this website
- Send you service communications related to your active application
We do not use your information for direct marketing without your express consent. We do not sell, rent, or trade your personal information to any third party.
3. Disclosure of Information to Third Parties (GLBA)
Pursuant to the Gramm-Leach-Bliley Act (GLBA, 15 U.S.C. § 6801 et seq.), we inform you that we may share your Non-Public Personal Information with the following categories of third parties:
| Category of Third Party | Purpose | Can You Limit? |
|---|---|---|
| Mortgage lenders | Underwrite, approve, and fund your loan | No — required to complete the transaction |
| Appraisal and title companies | Appraise the property and settle the loan | Not required to complete the transaction |
| Credit bureaus (Equifax, Experian, TransUnion) | Verify credit history under the FCRA | No — required by law |
| Mortgage insurance companies (PMI/MIP) | Calculate and issue mortgage insurance when applicable | No — required for the product |
| Technology providers (GoHighLevel) | Form management, scheduling, and CRM | Yes — contact us for details |
| Government and regulatory authorities | Compliance with laws and regulations (CFPB, HUD, NMLS) | No — required by law |
4. Your Right to Limit Disclosure (GLBA Opt-Out)
Under the GLBA, you have the right to restrict our sharing of your NPI with third-party service providers not essential to your mortgage transaction. To exercise this right, contact us:
- Email: erika@eefundinginc.com
- Phone: +1-678-643-0714
Your request will be processed within 30 days of receipt. Please note that the opt-out does not apply to information we must share to complete your loan or comply with the law.
5. Your Rights Under State Law
5.1 Colorado Residents — Colorado Privacy Act (CPA)
If you reside in Colorado, you have the following rights regarding your personal data:
- Access: To know what personal data we process about you
- Correction: To correct inaccurate or incomplete data
- Deletion: Request that we delete your data under certain circumstances
- Portability: To receive a copy of your data in a machine-readable format
- Objection: To object to the processing of your data for certain purposes
- Non-discrimination: You will not be treated discriminatorily for exercising these rights
To exercise these rights, please send your request to erika@eefundinginc.com. We will respond within 45 days (extendable by an additional 45 days in complex cases).
5.2 Texas Residents — Texas Data Privacy and Security Act (TDPSA)
If you reside in Texas, you have rights similar to those described for Colorado: access, correction, deletion, portability, and objection. You also have the right not to be subject to automated decisions that produce legal or significant effects on you. To exercise these rights, contact us. We will respond within 45 days.
5.3 Residents of Florida and Georgia
Residents of Florida and Georgia benefit from the federal protections described in this policy (GLBA, FCRA, RESPA, ECOA). For inquiries regarding your data, please contact us directly.
6. Cookies and Tracking Technologies
- Strictly necessary cookies: Required for the site to function (session, CSRF security). They cannot be disabled.
- Analytics cookies: These help us understand how the site is used without personally identifying you.
- Third-party cookies: GoHighLevel may set cookies related to the contact forms and chat widget embedded on the site. These cookies are subject to GoHighLevel’s privacy policy.
You can manage your preferences through the cookie notice that appears on your first visit, or by configuring your browser to reject all cookies (which may affect the site’s functionality).
7. Information Security
We implement administrative, technical, and physical safeguards in accordance with the FTC Safeguards Program (16 CFR Part 314, revised in 2023), which includes:
- Encryption of sensitive data in transit (TLS/SSL) and at rest
- Role-based access control and multi-factor authentication
- Periodic security risk assessments
- Staff training on handling confidential information
- Security incident response plan
In the event of a security breach affecting your personal data, we will notify you in accordance with the applicable notification requirements in your state of residence.
8. Data Retention
We retain records in accordance with the minimum periods established by federal regulations:
- 3 years: Denied credit applications and advertising records (ECOA/Reg B, RESPA)
- 3 years: Marketing communication records
- 5 years: Closed loan records (RESPA)
- 7 years: Closing Disclosure and final loan documentation
Once these periods have expired, we securely destroy the information.
9. Minors
This site is not intended for individuals under the age of 18, and we do not intentionally collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately so we can delete it.
10. Changes to this Policy
We may update this Privacy Policy from time to time. Material changes will be notified via a notice on the website for at least 30 days prior to their effective date. The “Last Updated” date at the top of the document indicates the current version.
11. Contact, Complaints, and Remedies
To exercise any rights, file a complaint, or ask questions about this policy:
E&E Funding Inc — Privacy Officer
Email: erika@eefundinginc.com
Phone: +1-678-643-0714
NMLS #817485 / #2675288
You may also file a complaint with the Consumer Financial Protection Bureau (CFPB):
Website: consumerfinance.gov/complaint
Phone: 1-855-411-2372