Home purchase
step by step,hassle-free

Buying your first home shouldn't be a maze of paperwork. We guide you step by step, from prequalification to the keys. Loans up to $524K.

Prequalify for free See the process
3.5%
minimum down payment
FHA
Always
we work
your credit
100%
commitment
guaranteed
100%
consultants
in your language
01 Home Purchase The first step towards your own home
Familia hispana recibiendo las llaves de su primera casa
First home - Full accompaniment

The clearest way tobuying your first home

You don't need 20% down or perfect credit. With FHA you buy with only 3.5% down and we work with all types of profiles. If you have never owned your own home, this is the program for you.

3.5% minimum down payment
·
Flexible all types of history
·
$524K FHA limit 2026
Includes Family gifts allowed · State assistance available · Seller covers up to 6% of closing · Pre-approval in 24 hours · Personal advisor from start to finish
Start my pre-qualification
Familias reales

Las Familias Felices
de E&E

Each key is a dream fulfilled. These are families who took the first step.

Hispanic couple celebrating in new home with FHA loan from E&E Funding
Hispanic mom with her children celebrating her first home with E&E Funding
Familia hispana celebrando el cierre hipotecario en Georgia con E&E Funding
Hispanic families who achieved their dream of homeownership with E&E Funding
Familia hispana en su nueva casa celebrando con E&E Funding
Familia hispana recibiendo las llaves de su nueva casa
Familia hispana con asesora en el cierre hipotecario en Georgia
Hispanic family with approved FHA loan ready for closing
Pareja hispana en el cierre de su casa con E&E Funding
Hispanic couple celebrating home purchase with FHA loan
Nueva propietaria hispana celebrando su nuevo hogar
Clientas de E&E Funding celebrando la compra de su primera casa

Calculate yourmonthly mortgage payment

Quick estimate based on price, down payment and rate.

Estimated monthly fee
0/month
This calculation is merely representative. For an actual calculation of your monthly payment, speak to an advisor.

Prequalify in 3 minutes

No commitment, without affecting your credit. An advisor will contact you in less than 24 hours.

Licensed & Regulated NMLS #817485 / #2675288
Personalized attention All our consultants
Response in 24h Express pre-approval
100% Commitment Until you find your solution

How to buy your first home in 4 steps

No complications. We accompany you from start to finish.

01

Apply

3 minutes online. Just your name, estimated income and the amount you are looking for.

02

Prequalify

Your consultant calls you within 24 hours with your pre-approval.

03

Looking for a home

With pre-approval in hand, you bid with confidence.

04

Close

You sign and receive your keys. We take care of all the paperwork.

FHA or Conventional Loan to buy your home?

Compare at a glance and choose the program that best fits your profile.

Feature FHA Conventional
Minimum hooking3.5%from 3.5%.
Credit profileAll types - we help youEstablished profile
Monthly insuranceMandatory IPMNo PMI with ≥20%.
Amount limit$524,225Unlimited
Family royaltiesAllowedLimited
Second homeNoYes
Best forFirst home, all types of historySolid profile, +20% hooking

Indicative data 2026. The exact requirements depend on your profile. Speak to an advisor for a personalized assessment.

Frequently asked questions about buying a home

Everything you need to know before buying your first home.

With FHA, from 3.5% of the price of the house. In addition, that money can come from family royalties or state assistance programs.

We evaluate each case individually. If your credit is low, we help you create a plan to improve it. There are always options.

From pre-qualification to closing, we are with you every step of the way. Pre-approval is given to you in less than 24 hours.

Yes, with ITIN or as an applicant with a valid passport you also qualify. We have specific programs for each situation.

Explore more

You may also be interested in

Service areas Georgia Texas Florida
Your next step

Your own home.
Within reachof your hand.

Your next step FHA - Conventional - ITIN

From the first consultation to the keys in your hand — a dedicated advisor, at no cost, no commitment.

Prequalify for free (678) 643-0714
Call now