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FHA Licensed
GA · FL · TX · CO

Georgia, Florida, Texas and Colorado:
mortgage loans with local advisor

In each we have local counsel, specific programs and knowledge of the Hispanic market. We don't sell a generic loan - we know exactly what qualifies in your county. Loans up to $524K.

NMLS #817485 / #2675288

NMLS License
Equal Housing
In your language
100%
our
commitment
Always
we are looking for
solutions
4
states
graduates
100%
consultants
in your language
01 Georgia Headquarters · Atlanta GA
Skyline of Atlanta, Georgia
Atlanta, GA - Headquarters

Here he was born E&E.

Our headquarters. We know every county, every Hispanic realtor and every title company from Atlanta to Augusta. If you live in Georgia, you work directly with the founding team.

$524K FHA limit 2026
·
~$375K medium price
·
from 3.5% hitch
We operate in Atlanta · Augusta · Savannah · Macon · Columbus · Athens · Sandy Springs · Roswell

Each client has a dedicated advisor who speaks your language and knows the local market. We accompany you from day one to the keys.

E&E Funding Our commitment
See programs in Georgia
High demand - Foreigners Florida Cityscape
Florida

Port of entry of sleep.

Florida is our fastest growing market. Jacksonville, Orlando and Tampa attract international investors, Hispanic families and first-time buyers. We have unique programs that others don't have: ITIN accepted, passport-only loans, and we work with all types of profiles.

ITIN
Accepted
3.5%
FHA Hitch
Flexible
Credit profile
JacksonvilleOrlandoTampa
See programs in Florida →
Entrepreneurs - Veterans Houston Texas Skyline
Texas

Where the entrepreneur rate ..

Texas has one of the largest Hispanic populations in the U.S. And a special feature: many buyers are self-employed, with no traditional payroll. We have Bank Statement (12 or 24 months), DSCR for investment and VA programs exclusively for Hispanic veterans.

12mo
Bank Statement
$0
VA hitch
DSCR
Investment
HoustonDallasSan AntonioAustinEl PasoFort WorthMcAllenLaredo
See programs in Texas →
Rural growth - USDA Colorado Rocky Mountains
Colorado

House with a view to the mountain.

Colorado combines urban markets (Denver, Boulder) with rural areas where USDA allows buying with $0 down payment. We serve Hispanic communities in agriculture, construction and services.

$0
USDA Hitch
Flexible
Credit profile
$472K
FHA limit
DenverColorado SpringsAuroraPuebloGreeleyBoulder
Talk to Colorado consultant →
Interactive map

Find your city.

Each marker is a city where we have consultants. Click to see local programs.

Comparison table - 2026 edition

Each state has
your own language.

We don't sell a generic loan. Here are the actual rules - limits, minimums and star programs - for you to compare at a glance.

Atlas E&E
4 states
01
Georgia
Headquarters
02
Florida
Valid passport - ITIN
03
Texas
Entrepreneurs - VA
04
Colorado
Rural - USDA
Specialty FHA · Conventional ITIN · Foreign national Bank Statement · VA USDA · Rural FHA
FHA limit 2026 $524K $524K $524K $472K
Minimum hooking 3.5% 30% foreign. $0 VA $0 USDA
Credit profile We work with you Flexible - ITIN accepted We work with you We work with you
Star program FHA 30 years Foreign national Bank Statement 12mo USDA $0 hitch
Attention In your language In your language In your language In your language
Local advisor Yes Yes Yes Yes
See detail Georgia Florida Texas Colorado

Guideline data 2026. FHA limits may vary by county. Programs and requirements subject to profile review. Check with your counselor.

Your next step

There are always
a path.

Home is closer than you think. An advisor in your language responds in less than 24 hours — no paperwork yet, no commitment.

  • No commitment
  • Free of charge
  • In your language
  • Response in 24h