Loans FHA
in your language. Your own home, within reach.
Backed by HUD. Down payments from 3.5%. Loans up to $524K. Imperfect credit accepted. Counseling in Spanish, English and Portuguese.
How much does your FHA loan cost?
* Last update: loading...
Ready to pre-qualify?
Prequalify for free →Guideline rates via Optimal Blue OBMMI / FRED. Actual APR varies based on credit profile and closing costs. All loans subject to profile review.
Estimate your monthly payment
Adjust the amount, rate and term to see how much you would pay.
This calculation is merely representative. For an actual calculation of your monthly payment, speak to an advisor.
Your home in 4 steps
No complications. We speak Spanish, English and Portuguese.
3 minutes online. Just your name, estimated income and amount you are looking for. No SSN. No impact to your credit.
Your consultant calls you in less than 24 hours. We review your profile and find the ideal program.
We accompany you every step of the way until closing. No pressure, no rush, without leaving you alone.
You sign and receive your keys. Your family now has a home of their own - and that is never forgotten.
E&E Happy Families
Each key is a dream fulfilled. These are families who took the first step.
Will yours be the next story?
Prequalify for free →Choose the loan that's right for you
The best option for a first home. The federal government backs your loan with conditions impossible to match with a conventional loan.
- Down payment from 3.5% of the price
- Loans up to $524K
- Imperfect credit accepted
- Diverse profiles welcome
For those seeking more flexibility in amount, customized terms or elimination of mortgage insurance.
- Flexible terms: 10, 15, 20 or 30 years
- No FHA limit
- No MIP if down payment ≥ 20%.
Exclusive to veterans and active military. The most generous benefit in the mortgage system.
- No down payment required (0%)
- No mortgage insurance
- Competitive market rates
We were born to help families like yours
E&E Funding Inc. is a licensed mortgage company that was born with a clear mission: to make the dream of homeownership a reality for Hispanic families in the United States.
Licensed in Georgia, Florida, Texas and Colorado, with a multilingual team guiding you from the first call to the day you receive your keys.
3 minutes to find out if you qualify
No SSN. No impact to your credit. Just your basic information and we will call you within 24 hours.
- ES · EN · PT
- No consultation fee
- Response in less than 24 hours
Do you prefer to call?
(678) 643-0714Frequently asked questions about FHA loans
What is an FHA loan?
A federally backed loan (HUD) designed for middle-income families - especially first-time homebuyers - to purchase a home with more flexible requirements than a conventional loan.
How much down payment do I need?
With FHA the down payment is from 3.5% of the price of the house. We work with all types of history and diverse profiles. We always find the option that fits your situation.
Can I qualify if I do not have a SSN?
Yes, we accept ITINs for certain programs. We also work with spouses where only one spouse has an SSN. Each case is different - the best way to find out is to pre-qualify.
Prequalify with ITIN →How quickly am I approved?
Pre-qualification takes less than 24 hours. Final approval varies by program, but we'll walk you through every step. If you already have a contract, we speed up the process.
How much does it cost to close?
Between 2% and 5% of the loan amount. With FHA you can ask the seller to cover up to 6% of the closing costs.
Where does E&E Funding operate?
Georgia, Florida, Texas and Colorado. Our team speaks Spanish, English and Portuguese, and knows the market in each state.
Do you have another question?
Our advisors respond in your language, at no cost and no commitment.
Your home.
Our mission.
Your next step FHA - Conventional - VA - ITIN
From the first consultation to the keys in your hand — an advisor in your language, at no cost, no commitment.
- No mandatory SSN
- Free of charge
- ES · EN · PT
- Response in 24h