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Mortgage refinancing
hassle-free

If you already have a mortgage, refinancing can lower your rate, reduce your term or take cash out to remodel. We'll show you if it's right for you in 5 minutes. Loans up to $524K.

100%
commitment
with each customer
0
pressure
for you
Always
we are looking for
solutions
$0
hitch
required
02 Refinancing Improve the terms of your current mortgage
Modern house with garden
Reduced fee - More money per month

Refinancing: your home canworking for you

Refinancing isn't just about lowering your rate. It's remodeling the kitchen, paying off high-interest debt, shortening the term to retire debt-free, or simply breathing easier each month.

Rate & Term lower your rate
·
Cash-out cash drawer
·
Streamline paperless
Includes Free analysis of your situation - FHA Streamline with no appraisal - Cash-out up to 80% of value - Debt consolidation - 10 to 30 year terms
Analyze my case for free

Ready to save? Prequalify in 3 minutes

Free analysis of your case. No commitment, without affecting your credit.

Licensed & Regulated NMLS #817485 / #2675288
In your language All our consultants
Response in 24h Free analysis of your case
100% Commitment Until you find your solution

Your refinancing in 4 steps

No hassle. We analyze your case for free and show you the savings.

01

Apply

Complete the form in 3 minutes with your current mortgage information.

02

Analysis

Your advisor compares your current rate with the best options in the market.

03

Proposal

You receive a personalized proposal with your monthly and total savings.

04

Close

You sign the new documents and start saving from the first month.

What type of refinancing is right for you?

Three different paths depending on your objective.

01

Rate & Term

Lower your interest rate or change the term of your loan without touching your equity.

  • Lower monthly rate
  • Shorten term to 15 years
  • No cash withdrawal
02

Cash-Out

Take cash out of your home equity to remodel, invest or consolidate debt.

  • Up to 80% of the value
  • Consolidate debts
  • Home remodeling
03

FHA Streamline

Simplified refinancing for those who already have FHA. No appraisal, no excessive paperwork.

  • No income verification
  • No appraisal required
  • Smooth closing

Frequently asked questions about refinancing

We solve the most common questions about mortgage refinancing.

Generally when you can lower your rate to at least 0.5%-0.75%, or you need cash for important projects.

Yes, between 2% and 5% of the amount. Many are financed within the new loan so you don't have to pay out of pocket.

Generally 30 to 45 days from application. FHA Streamline may be faster.

No. In a Rate & Term you don't touch your equity. In a Cash-out you take out a portion, but the house is still yours.

Your next step

Save every month.
Starttoday.

Free analysis of your case in less than 24 hours. No commitment, without affecting your credit.

Call now